Privacy Policy
Thank you for visiting the loanleads.io website (the “Website”). This website is an internet property of loanleads.io (“loanleads.io,” “we,” or “us”). We are committed to protecting the privacy of our visitors’ personally identifiable information. To better protect your privacy, we provide this privacy policy (“Privacy Policy”) explaining our online information practices and the choices you can make about the way your information is used at our Websites. By visiting the Websites, you accept the practices described in this Privacy Policy.
If you are a resident of California and wish to opt-out of the disclosure of your Personal Information to any third party for marketing purposes, please email us at: compliance@loanleads.io. Please be advised that even if you opt-out, you may still receive selected offers directly from us, in accordance with the law.
What Information We Collect and How We Use It
Personally Identifiable Information
The Websites comprise an online marketing network that allows advertisers and publishers to enter into mutually beneficial marketing relationships. To accomplish this, interested parties must complete the applicable agreements with loanleads.io (“Agreements”). To complete the Agreements, applicants must supply certain personally identifiable information, including, but not limited to:
- Full name
- Complete mailing address
- Email address
- Daytime, evening, and mobile telephone numbers
- Date of birth
- Gender
- Education status
- Marital status
- Occupation
- Salary range
- Employment information
- Social Security Number
- Credit card and ID verification information, such as credit card number
For the purposes of this Privacy Policy, any financial information we request, such as that listed above, shall be considered “Sensitive Information.” We collect this personal information only from individuals/entities that choose to participate.
We use this information to process requests for products and services, communicate with you (e.g., sending order confirmations or important product information), and offer you additional products, programs, or services that may be of interest.
Supplementation of Information
We may supplement the information we collect online with records from third parties (e.g., publishers, subsidiaries, and third-party partners) to enhance our ability to serve you and tailor our content to you.
Sharing of Your Information
Agents and contractors with access to personally identifiable information are required to protect it consistently with this Privacy Policy.
If you access the Website through third-party websites, we may need to report certain personally identifiable information (e.g., name and email address) back to those referring websites. We will inform you at the point of collection if we share personally identifiable information with a third party.
We will share aggregated demographic information with our Strategic Partners, but this will not be linked to any personally identifiable information.
Credit Card Information
We will never disclose your credit card information to third-party marketers or non-governmental entities. However, we may share the fact that we have credit card information on file for specific users but will not share your specific credit card information without your prior consent. We may share credit card information with consumer credit agencies or disclose it to third-party processors solely for transaction purposes.
We may also disclose your personally identifiable and/or Sensitive Information:
- To a governmental entity if ordered by a court of law or required by law.
- In the good-faith belief that such action is necessary to comply with the law or legal process.
- If we are sold or acquired.
Collection of Personally Identifiable Information Through Third-party Websites
We have relationships with various service and content companies. As a result, you may access our Websites through third-party websites. When providing registration information on a co-branded page, that data may be shared with the third-party website. We will inform you at the point of collection if your personally identifiable information may be provided to such a third party and provide you the opportunity to opt-out.
Non-Personally Identifiable Information
We may collect certain non-personally identifiable information about our visitors when you visit many of our Website pages. This may include your browser type, operating system, and domain name of your Internet service provider.
We use this information to improve the design and content of our Websites and to enable us to personalize your Internet experience. We may also use this information in aggregate to analyze Website usage.
Choices/Opt-Out
If you prefer not to receive marketing information from us or wish to deactivate your account information, please let us know by sending a letter via certified mail to:
loanleads.io
18117 Biscayne Blvd, Suite #2158
Miami, FL 33160
To opt-out from newsletters, you can unsubscribe via our unsubscribe page or email Customer Relations. Please note that even if you opt-out of marketing communications, we will continue to send you important service-related communications.
Cookies
To enhance your experience, we use “cookies.” Cookies are used by your computer’s browser to store preferences. We use both session and persistent cookies. Cookies do not tell us your email address or other personally identifiable information.
We use cookies to understand Website usage and improve content and offerings. You can disable cookies through your browser; however, you will still be able to use the Websites.
Web Beacons
A web beacon is a programming code used to display an image on a web page, which can also transfer your unique user identification to a database. Web beacons are used to track your behavioral habits for marketing purposes.
New Technology
The use of technology on the Internet is rapidly developing. We encourage individuals to revisit this Privacy Policy for updates regarding our use of new technology.
Links
The Websites may contain links to other websites with different information practices. Our Privacy Policy does not cover these third-party use of information. Please consult the privacy notices of these companies and websites.
No Information Collected from Children
We do not knowingly collect personal information from children under the age of 18. If we obtain actual knowledge that we have collected personal information about a child under 18, that information will be deleted immediately from our database.
Security
All collected information is stored in a secure environment. When our registration process prompts users to enter Sensitive Information, that information is encrypted using SSL encryption software. While we strive to protect your personal information, no data transmission over the Internet can be guaranteed to be 100% secure.
Reviewing Your Information
If you would like to review, update, or correct the personally identifiable information we have collected from you, please send your request via certified mail to:
loanleads.io
18117 Biscayne Blvd, Suite #2158
Miami, FL 33160
You may also send your request via email to Customer Relations. To protect your privacy, we will take reasonable steps to verify your identity before granting access or making corrections.
California User Consumer Rights
In accordance with California Civil Code Sec. 1789.3, California residents are entitled to file grievances and complaints with the California Department of Consumer Affairs.
Notification of Changes
loanleads.io reserves the right to change or update this Privacy Policy at any time by posting a notice on our Websites. If the manner in which we use personally identifiable information changes, we will notify you through various means, including:
- Posting the changes as a start-up screen prior to your next use.
- Sending the modified policy via email.
- Placing a link to the modified policy on the home page.
If you do not agree with the changes, you must discontinue using the Websites.