MCA leads by stateMCA leads in all 50 states and DC.
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LoanLeads.io sells exclusive real-time, aged and live-transfer MCA leads in all 50 states and Washington, DC. Each state page covers the size of the small-business market, the industries that drive merchant cash advance demand there, and the commercial financing disclosure or registration rules a funder or broker should know before working leads in that state.
Pick a stateEvery state has its own rules and rhythm.
Yellow-marked states have a commercial financing disclosure or registration law that can cover merchant cash advances. Confirm current requirements with counsel.
- Alabama AL
- Alaska AK
- Arizona AZ
- Arkansas AR
- California CA · law
- Colorado CO
- Connecticut CT · law
- Delaware DE
- District of Columbia DC
- Florida FL · law
- Georgia GA · law
- Hawaii HI
- Idaho ID
- Illinois IL
- Indiana IN
- Iowa IA
- Kansas KS · law
- Kentucky KY
- Louisiana LA · law
- Maine ME
- Maryland MD
- Massachusetts MA
- Michigan MI
- Minnesota MN
- Mississippi MS
- Missouri MO · law
- Montana MT
- Nebraska NE
- Nevada NV
- New Hampshire NH
- New Jersey NJ
- New Mexico NM
- New York NY · law
- North Carolina NC
- North Dakota ND
- Ohio OH
- Oklahoma OK
- Oregon OR
- Pennsylvania PA
- Rhode Island RI
- South Carolina SC
- South Dakota SD
- Tennessee TN
- Texas TX · law
- Utah UT · law
- Vermont VT
- Virginia VA · law
- Washington WA
- West Virginia WV
- Wisconsin WI
- Wyoming WY
Compare statesSmall businesses and MCA rules by state
Small-business counts come from the U.S. SBA Office of Advocacy state profiles cited on each state page.
| State | Small businesses | State MCA disclosure / registration law |
|---|---|---|
| Alabama | 465,610 | No state MCA statute found |
| Alaska | 77,814 | No state MCA statute found |
| Arizona | 706,640 | No state MCA statute found |
| Arkansas | 292,728 | No state MCA statute found |
| California | 4.3 million | California Commercial Financing Disclosures (SB 1235), with SB 666, SB 362 and AB 2116 |
| Colorado | 730,887 | No state MCA statute found |
| Connecticut | 381,129 | Connecticut Public Act 23-201 (sales-based financing disclosures and registration) |
| Delaware | 111,346 | No state MCA statute found |
| District of Columbia | 82,666 | No state MCA statute found |
| Florida | 3.5 million | Florida Commercial Financing Disclosure Law (HB 1353, Fla. Stat. 559.961 to 559.9615) |
| Georgia | 1.4 million | Georgia Commercial Financing Disclosure Law (SB 90, O.C.G.A. 10-1-393.18 et seq.) |
| Hawaii | 144,375 | No state MCA statute found |
| Idaho | 207,670 | No state MCA statute found |
| Illinois | 1.4 million | No state MCA statute found |
| Indiana | 591,671 | No state MCA statute found |
| Iowa | 289,962 | No state MCA statute found |
| Kansas | 273,419 | Kansas Commercial Financing Disclosure Act (SB 345) |
| Kentucky | 393,860 | No state MCA statute found |
| Louisiana | 511,235 | Louisiana HB 470 (R.S. 9:3137.10), revenue-based financing disclosure |
| Maine | 160,215 | No state MCA statute found |
| Maryland | 696,710 | No state MCA statute found |
| Massachusetts | 756,096 | No state MCA statute found |
| Michigan | 983,079 | No state MCA statute found |
| Minnesota | 560,428 | No state MCA statute found |
| Mississippi | 294,768 | No state MCA statute found |
| Missouri | 590,131 | Missouri Commercial Financing Disclosure Law (RSMo 427.300, SB 1359) |
| Montana | 141,011 | No state MCA statute found |
| Nebraska | 193,495 | No state MCA statute found |
| Nevada | 353,621 | No state MCA statute found |
| New Hampshire | 145,314 | No state MCA statute found |
| New Jersey | 1.1 million | No state MCA statute found |
| New Mexico | 172,113 | No state MCA statute found |
| New York | 2.4 million | New York Commercial Finance Disclosure Law |
| North Carolina | 1.1 million | No state MCA statute found |
| North Dakota | 78,219 | No state MCA statute found |
| Ohio | 1.1 million | No state MCA statute found |
| Oklahoma | 395,520 | No state MCA statute found |
| Oregon | 417,747 | No state MCA statute found |
| Pennsylvania | 1.2 million | No state MCA statute found |
| Rhode Island | 116,149 | No state MCA statute found |
| South Carolina | 530,402 | No state MCA statute found |
| South Dakota | 96,770 | No state MCA statute found |
| Tennessee | 741,196 | No state MCA statute found |
| Texas | 3.5 million | Texas HB 700 (Finance Code Chapter 398) |
| Utah | 371,569 | Utah Commercial Financing Registration and Disclosure Act (Utah Code 7-27) |
| Vermont | 81,949 | No state MCA statute found |
| Virginia | 880,366 | Virginia sales-based financing law (Va. Code Title 6.2, Chapter 22.1) |
| Washington | 695,695 | No state MCA statute found |
| West Virginia | 118,045 | No state MCA statute found |
| Wisconsin | 497,370 | No state MCA statute found |
| Wyoming | 81,924 | No state MCA statute found |
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